Visit www.capitalone.co.uk

Overview: When a potential customer applies for credit, the decision whether to lend to them is made based upon their assessment of how much they can repay. They have a range of credit cards with different credit limits, which may enable customers to rebuild their credit history by starting off with a relatively low credit limit. By making regular repayments and by not going over the agreed credit limit, customers can begin to rebuild their credit history which means that they may become more attractive to other finance providers such as mortgage lenders. Part of the assessment process is made by checking with a Credit Reference Agency.

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User Reviews: Some reviews may be as old as 2004 so bear this in mind when reading the information given. You can only vote for a site once so be careful. Placing a review does not require any other information from you. Only reviews that are reasonable, calm and which express concerns that we feel may affect your shopping experience are placed below.

View all CapitalOne.co.uk reviews here >> Place your review of Capital One Credit Card Offer UK >> Review 1 - Posted Aug 2005: Well I have been a member for 4 years, and they will not put my credit up either, don't know why? I always pay on time and over the odds, maybe thats why? Maybe you have to be BAD payers before they increase you credit limit thats the way it seems??? Review 2 - Posted Oct 2004: Have been a member for over a year now and still can't get my credit limit increased. There customer services aren't the best in the world, I'm not sure if they are one of these companies that is outsourcing to India or something because I never get someone who can understand me properly. Review 3 - Posted Nov 2004: I think the captial one late payment charges are a little heavy handed, I send my cheque off in plenty of time - its not my fault they take 10 days to process it! To be fair, CaptialOne are the only ones who would give me a card with me being so young. - Amy K. Rank in the Top 100,000 Websites: This site's user rating is 3.5/5 stars: 278 People have voted for this site: CapitalOne.co.uk Give this site a rating out of 5 here. (5 being the best) Rate This Site!12345   *Rankings Updated every 24 hours

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